The Junior Associate of the Indian Institute of Bankers (JAIIB) exam, which is provided by the Indian Institute of Banking and Finance (IIBF), is considered a vital certification for workers employed in the banking sector. Registration for the JAIIB 2025 May session starts today, February 4, 2025, at 3 PM on the main IIBF website (www.iibf.org.in). Also, the applicants have to make sure to meet the criteria before downloading the applied forms.
JAIIB 2025 Exam

JAIIB exam is a professional certification that aims to enrich the knowledge and career prospects of the banking professionals. It is conducted twice a year and is only for the employees who work in banks, i.e., clerks and officers. This exam is definitely beneficial for the professionals to achieve promotions and salary increments.
Latest Update: The JAIIB 2025 registration process commences today (February 4, 2025) at 3 PM. The direct application link will be activated on the official IIBF website.
JAIIB 2025 Registration
IIBF provides online registration for applicants. The application procedure continues for 3 weeks. The application window is scheduled to be opened from February 4 to February 24, 2025. Applicants have to be IIBF members so as to be able to apply for the exam.
Also read: RPSC RAS Prelims Answer Key 2024 Released – Download Now
Registration Dates and Fees
May Session:
- February 4 – 10, 2025: Standard Fee
- February 11 – 17, 2025: Standard Fee + ₹100
- February 18 – 24, 2025: Standard Fee + ₹200
November Session:
- August 1 – 7, 2025: Standard Fee
- August 8 – 14, 2025: Standard Fee + ₹100
- August 15 – 21, 2025: Standard Fee + ₹200
JAIIB 2025 Exam Overview
Exam Conducting Body | Indian Institute of Banking and Finance (IIBF) |
Exam Name | Junior Associate of the Indian Institute of Bankers (JAIIB) |
Exam Frequency | Twice a year |
Registration Mode | Online |
May Exam Dates | May 4 – May 18, 2025 |
November Exam Dates | November 2 – November 16, 2025 |
Exam Pattern | Multiple Choice Questions (MCQs) |
Total Papers | 4 |
No. of Attempts | Maximum 5 |
Official Website | www.iibf.org.in |
JAIIB Exam Pattern 2025
The JAIIB exam consists of four papers, each carrying 100 marks. The test follows an MCQ format, with a duration of two hours per paper. There is no negative marking.
Paper | Subject | Marks | Duration |
Paper 1 | Indian Economy & Indian Financial System (IE & IFS) | 100 | 2 hours |
Paper 2 | Principles & Practices of Banking (PPB) | 100 | 2 hours |
Paper 3 | Accounting & Financial Management for Bankers (AFM) | 100 | 2 hours |
Paper 4 | Retail Banking & Wealth Management (RBWM) | 100 | 2 hours |
Also read: CBSE Admit Card 2025 Download @www.cbse.gov.in
Passing Criteria
- Candidates must secure at least 50 marks per paper to pass.
- Alternatively, a candidate securing at least 45 marks in each paper with an aggregate of 50% across all subjects in one attempt will also qualify.
JAIIB 2025 Eligibility Criteria
To apply for JAIIB, candidates must meet the following eligibility criteria:
- Employment Requirement:
- Must be a current employee in the banking and finance sector.
- Must hold IIBF membership.
- Educational Qualification:
- Must have passed 12th standard or its equivalent.
- Clerical or supervisory staff without a 12th qualification can apply based on their bank’s recommendation.
- Subordinate staff (non-supervisory) can apply if they have passed the 12th standard.
- Age Limit:
- No age restrictions.
- Attempt Limit:
- Candidates get five attempts within three years from their first registration.
- Failure to clear within this limit requires re-registration.
How to Apply for JAIIB 2025?
Candidates can complete their JAIIB 2025 registration by following these steps:
- Go to the official website of IIBF (www.iibf.org.in).
- Press the “Apply Now” button.
- Choose the exam of “Apply for JAIIB” from the list of exams.
- Enter the required information and attach the necessary documents.
- Submit the fee for the procedure.
- Confirm submission and download the application receipt.
- Store the confirmation email and unique registration ID.
JAIIB 2025 Exam Syllabus
IIBF revised the JAIIB syllabus last year. The exam consists of four papers, each divided into four modules:
Paper 1: Indian Economy & Indian Financial System (IE & IFS)
- Module A: Indian Economic Architecture
- Module B: Economic Concepts Related to Banking
- Module C: Indian Financial Architecture
- Module D: Financial Products and Services
Paper 2: Principles & Practices of Banking (PPB)
- Module A: General Banking Operations
- Module B: Functions of Banks
- Module C: Banking Technology
- Module D: Ethics in Banks and Financial Institutions
Paper 3: Accounting & Financial Management for Bankers (AFM)
- Module A: Accounting Principles and Processes
- Module B: Financial Statements and Core Banking Systems
- Module C: Financial Management
- Module D: Taxation and Fundamentals of Costing
Paper 4: Retail Banking & Wealth Management (RBWM)
- Module A: Introduction to Retail Banking
- Module B: Retail Products and Recovery
- Module C: Support Services – Marketing of Banking Services/Products
- Module D: Wealth Management
JAIIB 2025 Preparation Tips
- Understand the Syllabus: Go through the updated syllabus to focus on important topics.
- Create a Study Plan: Allocate time for each subject and ensure regular revisions.
- Practice MCQs: Solving previous years’ question papers can improve accuracy and speed.
- Use IIBF Study Material: Refer to recommended books and online resources provided by IIBF.
- Stay Consistent: Daily study and revision are key to clearing the exam on the first attempt.
FAQs
- What is JAIIB Exam 2025?
- The JAIIB exam is a professional certification conducted by IIBF for banking professionals to enhance their career prospects.
- When is the JAIIB May session registration date?
- The registration period for the May session is from February 4 to February 24, 2025.
- When is the JAIIB May session exam date?
- The May session exam will be conducted between May 4 and May 18, 2025.
- What is the registration date for the November session?
- Registration for the November session runs from August 1 to August 21, 2025.